Reclaim Care/Nursing Home Fees Thousands of people are paying for care in nursing homes and care homes when they should be entitled to NHS Funding. ... Nationwide Overdraft Fee Refund Nationwide Overdraft Fee Refund; Reclaim Bank Charges Lloyds Struggling With Bank Charges… I started the process of trying to reclaim charges from a Nationwide overdraft from several years ago (2010-2012) claiming hardship. Overdrafts are the new danger debt. A vicious circle of charges, in which the initial fees triggered further charges creating a cumulative debt. FlexPlus fee of £13 a month for maintaining the account - the account fee is payable on the last day of each month. Since court action in 2008-9 ruled that overdraft fees were fair, ... As I noted above, many reclaim cases end in partial refunds. For example, £38 charge for being £1 overdrawn. The complaints about overdrafts that … I've just discovered that Nationwide have been charging me £35 a month for an unarranged overdraft. Remember, FlexPlus comes with lots of insurance products and account benefits. Nationwide wanted to reduce my overdraft from the £800 limit it was at to £400, after I started living permanently in the overdraft and occasionally exceeding my limit after a very sudden and … I started the process of trying to reclaim charges from a Nationwide overdraft … Bank charges are the penalties the banks and building societies levy when you go beyond your authorised overdraft limit. For full info, see the Reclaim Bank Charges … Start by talking … Nationwide Building Society today became the second group in a week to announce it was hiking its overdraft rates. No, that’s a different campaign. If you have incurred excessive overdraft charges or other bank fees, you could try to reclaim them or come to an arrangement with your bank, especially if you’re in financial hardship. These can be hefty, at up to around £15 a pop, and can add up quickly, crippling some people’s finances. Nationwide recently announced that from 11 November it will no longer charge fees for unarranged overdrafts but would instead charge 39.9 per cent APR on overdraft borrowing. From April, most banks will charge around 40 per cent, with some charging more. Find … That’s double the cost of a typical high street credit card. I have only ever been put in my overdraft by the bank's fees … In 2005, our Money Saving Expert, Martin Lewis was at the forefront of a campaign to get people to reclaim unfair bank charges for busting their overdrafts.